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Board of Directors

Lamis Dikko (Chairman)
In 1986, Alhaji Dikko joined Habib Bank Nigeria Limited, where he served for twelve years and left as an Assistant General Manager. He moved to Intercity Bank Plc in 1998 as a General Manager and was appointed the Bank’s MD/CEO in 2001, a position he held until Intercity Bank Plc merged with eight other banks to form Unity Bank Plc in 2005. He was initially Executive Director, Credit Risk Management of Unity Bank prior to being made the Group Executive Director, Central Region.

Alhaji Dikko attended College of Advanced Studies, Zaria from 1976 to 1978, attained his first degree in Economics from Ahmadu Bello University (1981), and was at the Queen Mary College, University of London between 1981 to 1984 where he obtained a Bachelor of Science degree in Economics. He is also an alumnus of the Harvard Business School Leadership Programme.

Johan Kruger (Vice Chairman)
Johan Kruger has had over 35 years of experience in the provision and funding of public infrastructure. Previous positions held include Deputy Director General in the South Africa Government, General Manager of the Development Bank of Southern Africa and founding Managing Director of Infrastructure Finance Corporation (INCA), a private sector company specializing in infrastructure funding. He was also at one time the Regional Housing Manager of Urban Foundation.

Qualified as a Civil Engineer (BSc/BEng) from Stellenbosch University and later took Business Commerce for non-degree purposes. He also attended the Advanced Executive Management Course at IMD, Lausanne. He is a water specialist who had designed and built multiple arch dams. He was voted as one of South Africa’s Top 100 Managers in 2004. Presently consulting with clients including: World Bank, USAID, Standard Bank of South Africa, Government of Ukraine, Steinhoff Africa Holdings, and other companies.

Adekunle AbdulRazaq Oyinloye (Managing Director/CEO)
Adekunle Oyinloye is the newly appointed Managing Director/CEO. He was at some point the Executive Director, Corporate Banking-Unity Bank Plc, and moved from his last position as Executive Director, Lagos and South-West at Unity Bank Plc, to take the helm of affairs at the Bank. At Unity Bank, he was responsible for almost all the landmark infrastructure projects executed in recent times. He is broadly experienced, with over two decades of working experience covering Management Consulting, Banking, Finance, and Human Capital Development.

He is a graduate of Economics, Ahmadu Bello University (1988) and also holds two post graduate degrees in Banking and Finance, University of Ibadan (1997), and Economics, University of Lagos (1999). He is a fellow of the Chartered Institute of Marketing of Nigeria, Institute of Credit Administration, as well as an Honorary Senior Member of the Chartered Institute of Bankers of Nigeria.

Hakeem Olopade (Executive Director, Projects)
Hakeem Olopade has over 15 years of experience gained in project management practice at PA Consulting Group, UK and in investment banking at First City Monument Bank, Nigeria, where he was part of the team responsible for project and structured finance transactions in excess of US$1billion with focus on infrastructure and real estate development.

He is a prize winning chartered accountant, registered with the Association of Certified Accountants (ACCA) in the UK. He holds a Bachelor of Science degree in Agricultural Economics & Extension from the University of Ibadan, Nigeria and an MBA from the Imperial College Business School, UK.


Taiwo Dauda (Executive Director, Finance & Administration)
Taiwo Dauda is a chartered accountant, who before joining the Bank, worked in the UK with 3i plc, a world leader in private equity, infrastructure financing and venture capital.  Latterly as Head, Finance and Operations in the UK Buyouts team, he was responsible for financial, operational and administrative management of the UK Division, which had over €uro1 billion assets under management and annual investments of €uro400-600million.

He holds a Bachelor of Science degree in Chemistry from Imperial College of Science, Technology and Medicine, UK, is registered with the Chartered Institute of Management Accountants, UK (CIMA), and holds a Diploma in Corporate Finance from London Business School, UK.


Oye Hassan-Odukale (Non-Executive Director)
Mr. Hassan-Odukale is an experienced business executive with more than 30 years’ experience in the insurance industry. He had held several positions in Leadway Assurance Co. Limited before becoming the Managing Director/CEO in 1994.

Mr. Hassan-Odukale holds a BSc and an MBA in Business Administration from the University of Houston, USA. He is also an alumni of the Lagos Business School Chief Executives programme.

He was awarded a medal of honour by the Nigerian Government in 2003 as a Member of the Order of the Federal Republic of Nigeria (MFR).

Akin Ogunbiyi (Non-Executive Director)
Dr. Ogunbiyi is an Economist, Consultant, Insurance professional and an Entrepreneur.
He holds a BSc. in Agricultural Economics from Obafemi Awolowo University (1986), and also has an Executive Masters in Business Administration from the University of Navarra, Spain, in addition to being an alumnus of the following schools: Harvard Business School, Said Business School, University of Oxford, UK and the Lagos Business School.

He is an associate of the Chartered Insurance Institute, London and a Chartered Insurance Practitioner.

Abdullahi Musa Bello (Non-Executive Director)
Mr. Bello is a successful entrepreneur who sits on the Board of many companies.  He is also the founder and Chairman Board of Trustees of AMA Foundation, a not-for-profit organization that has established and runs an educational institution currently with 12 classes, free tuition and meals for its enrolled pupils in Kaduna State, Nigeria.  AMA Foundation also provides free medical services and equipment in communities across Nigeria.

He holds a Diploma in International Trade from the Wade Trade Institute, UK (1994), an Advanced Diploma in Public Administration from the Kaduna State Polytechnic (1997) and a Post Graduate Diploma in Management from the Abubakar Tafawa Balewa University Bauchi (1998).  He has attended courses in leadership at the John Kennedy School of Governance, Harvard (2005) and also obtained a Certificate in Orchestrated Winning Performance from IMD, Switzerland (2014).

Tanimu Y. Muhammad-Ja (Non-Executive Director)

Mr. Muhammad-Ja is a seasoned businessman and an economist. He has worked in several capacities within the financial and public service sectors of the Nigerian economy including with ICON Limited, New Africa Merchant Bank Limited, Afri-Project Consortium Limited and as Honourable Commissioner of Finance, Katsina State (1999-2002). He has also served at national levels as Managing Director/CEO of the Federal Mortgage Bank of Nigeria (2003-2007); Deputy Chief of Staff and Chief Economic Adviser to the President and Commander in Chief of the Federal Republic of Nigeria (2007-2010); and he was a member of the National Economic Management Team of the Federal Republic of Nigeria (2007-2010).

Mr. Muhammad-Ja graduated with a Bachelor of Science degree in Economics and MBA in Finance from the Wagerner College, USA.

L. O. T. Shittu (Non-Executive Director)
Alhaji Shittu is Executive Director, Strategy & Research, at the Nigeria Governors’ Forum; and is  Board representative of the Nigeria Governors’ Forum, of State Governments and Federal Capital Territory of Nigeria on the Board.

He has over 25 years of experience in both the public and private sector arenas, including holding Directorships at Ocean Atlantic Dredging Company and Nigerian Communications Commission.  He holds a Master of Development Banking and Finance from Giordano Del Amore Institute of Banking & Finance, Italy, as well as a Bachelor’s Degree in Economics from Wittenberg University, USA.

Promise A. K. Adewusi (Non-Executive Director)
Comrade Adewusi, mni, is the Deputy President of Nigeria Labour Congress, and simultaneously serves as the National President, Senior Staff Association of Nigerian Universities (SSANU). He is the representative of the Nigeria Labour Congress on the Board.

He was called to the Nigerian Bar (2004), obtained his Bachelor of Law and Master of Law from Lagos State University in 2002 and 2007 respectively, has a Diploma in Librarianship from University of Ibadan (1979) and a Certificate in Librarianship from the University of Lagos (1977).

Comrade Adewusi is a seasoned member of the Labour movement and author of several publications on Labour Law and Trade Unionism in Nigeria.

Anne Sanusi (Non-Executive Director)
Mrs. Sanusi is the representative of the Estate of Hakeem Olamide Sanusi on the Board.

She holds a BSc. In Zoology from the Rivers State University of Science and Technology, Port Harcourt in Rivers State (1994), completed another Bachelor’s degree in Accountancy from the George Washington School of Business, Washington DC (2011), and holds a Master of Business Administration from the Strayer University School of Business, USA.